In one of Robin Sharma’s writings, he referenced “…Ideas are worth nothing unless backed by application…”, and such is no exception when it comes to wealth and health because the greatest wealth anyone can have is health. Minet - being a trusted risk advisor - continues to be in alignment with all the adjustments in the corporate community that relate to the good performance in all aspects. Therefore, at Minet we continue to adhere to all that “meets the uncertainties of tomorrow by delivering risk and human capital solutions today”.
Health is one of the things that needs to be given top priority and even then, we are so absorbed in making our careers a priority, oftentimes neglecting our wellness, and in the long run this becomes disastrous. Even more so in these times where we are challenged greatly with the Covid-19 Pandemic. Since Minet does not offer merely blanket solutions for its clients, coherently we form a unified body to ensure that employers understand the importance of investing in their employees’ health care, which essentially results in a solidified wealth of the overall company, its staff and all of its stakeholders.
It is no good to not have healthcare insurance, for it leaves families vulnerable when there is a serious need for medical attention. If well integrated, the amalgamation of the healthcare insurance sector and the corporate sector helps keep employees in regular health check-ups, and this ensures that work efficiency goes up, which ultimately helps in the improvement of performance growth, thus WEALTH AND HEALTH INTERTWINING.
To achieve the above, below are some of the available healthcare insurance options for your consideration:
1 traditional plans: These plans provide a set amount of day-to-day scheme benefits, per benefit category such as GP visits, dental, optical benefits, etc. and are designed for families and individuals with specific healthcare needs.
2 Savings plans: These plans include a limited savings component to fund out-of-hospital expenses and are designed for younger, healthier families who require flexibility in terms of their cover for basic out-of-hospital expenses.
3 Hospital plans: These plans primarily cover in-hospital treatment and are designed for healthier individuals who require cover for major medical expenses and manage their out-of-hospital costs in their own capacity.
4 Hybrid plans: These plans offer a combination of day-to-day scheme benefits and savings for out-of-hospital expenses and are designed for families who require generous benefits for out-of-hospital expenses.
5 Threshold plans: These plans provide extensive cover for out-of-hospital expenses and are designed for families and individuals who require generous benefits for out-of-hospital expenses, as well as cover for additional chronic conditions.
One needs to think carefully - and do a proper needs analysis - when choosing the right healthcare insurance. At Minet, we can assist all categories of clients with proper needs analysis, and we can recommend suitable healthcare insurance solutions that meet everyone’s individual and specific needs.
Manthako Sekholomi ǀ Employee Benefits Consultant ǀ Minet Lesotho
Tsepo Mokake ǀ Senior Account Executive ǀ Minet Lesotho
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